Arrearly
Recovery digest
By Wiqi Lee
Reporting period
October 2026
Generated Oct 11, 2026
Summary
In October 2026, the agent recovered $8,350 across 9 invoices, a recovery rate of 31% on everything it chased, earning $5,568 in fees. It reached these outcomes with 91% of decisions made autonomously, saving an estimated 6 hours of manual follow-up. 7 accounts are being held on purpose ($52,480), because a promise to pay is still in date or the invoice is inside its grace window. $230,756 remains outstanding across 27 open invoices.
At a glance
Recovered this period
$8,350
Recovery rate
31%
Fees earned
$5,568
Collected via PayPal
$92,394
Decisions without a human
91%
Hours saved
6 hrs
Recovered (9)
| Invoice | Customer | Amount | Fee | Recovered |
|---|---|---|---|---|
| INV-1155 | Sunfold Coffee Roasters | $2,950 | $236 | Oct 9, 2026 |
| INV-1140 | Northline Freight | $5,400 | $432 | Oct 5, 2026 |
| INV-1112 | Kestrel Dental Group | $15,600 | $936 | Sep 25, 2026 |
| INV-2017 | Finch & Partners | $8,500 | $510 | Sep 19, 2026 |
| INV-1095 | Marrow & Blake Studio | $8,900 | $712 | Sep 15, 2026 |
| INV-2018 | Mangobyte Studio | $4,200 | $252 | Sep 14, 2026 |
| INV-1071 | Trellis Software | $22,000 | $1,320 | Sep 8, 2026 |
| INV-2009 | The Bloomery | $4,500 | $270 | Aug 26, 2026 |
| INV-2005 | Verdehaus Living | $15,000 | $900 | Aug 21, 2026 |
Payments received via PayPal (18)
| Date | Invoice | Customer | Installment | Amount |
|---|---|---|---|---|
| Oct 4, 2026 | INV-1155 | Sunfold Coffee Roasters | Full | $2,950 |
| Sep 28, 2026 | INV-1140 | Northline Freight | Full | $5,400 |
| Sep 24, 2026 | INV-2012 | Pixelpan Media | 1 of 2 | $594 |
| Sep 19, 2026 | INV-1112 | Kestrel Dental Group | 3 of 3 | $5,200 |
| Sep 19, 2026 | INV-2017 | Finch & Partners | Full | $8,500 |
| Sep 17, 2026 | INV-2014 | Brightpath Tuition | 1 of 2 | $2,750 |
| Sep 14, 2026 | INV-2018 | Mangobyte Studio | Full | $4,200 |
| Sep 12, 2026 | INV-1095 | Marrow & Blake Studio | Full | $8,900 |
| Sep 4, 2026 | INV-1071 | Trellis Software | 3 of 3 | $7,334 |
| Sep 4, 2026 | INV-1112 | Kestrel Dental Group | 2 of 3 | $5,200 |
| Aug 26, 2026 | INV-2009 | The Bloomery | Full | $4,500 |
| Aug 21, 2026 | INV-2005 | Verdehaus Living | 3 of 3 | $5,000 |
| Aug 21, 2026 | INV-2005 | Verdehaus Living | 2 of 3 | $5,000 |
| Aug 20, 2026 | INV-1071 | Trellis Software | 2 of 3 | $7,333 |
| Aug 20, 2026 | INV-1112 | Kestrel Dental Group | 1 of 3 | $5,200 |
| Aug 6, 2026 | INV-2005 | Verdehaus Living | 1 of 3 | $5,000 |
| Aug 5, 2026 | INV-1071 | Trellis Software | 1 of 3 | $7,333 |
| Aug 2, 2026 | INV-1088 | Verdant Grocers | 1 of 2 | $2,000 |
| Total collected via PayPal | $92,394 | |||
All amounts settle to the Heytugas.com PayPal account.
Deliberately not chased (7)
Accounts the agent is holding on purpose, because a promise to pay is still in date or the invoice is inside its grace window. Restraint is a decision, and it is logged like any other.
| Invoice | Customer | Balance | Why held |
|---|---|---|---|
| INV-1121 | Sunfold Coffee Roasters | $4,680 | Promised by Oct 15, 2026 |
| INV-2006 | Kopi & Roast | $3,200 | Promised by Oct 21, 2026 |
| INV-2010 | Stackworks Labs | $5,800 | Promised by Oct 17, 2026 |
| INV-2007 | Atlas Outdoor Gear | $5,800 | Inside grace window |
| INV-2003 | Harbourpoint Realty | $5,800 | Inside grace window |
| INV-1170 | Trellis Software | $19,800 | Inside grace window |
| INV-1174 | Marrow & Blake Studio | $7,400 | Inside grace window |
Open book by age
| Age | Invoices | Balance |
|---|---|---|
| Current | 4 | $38,800 |
| 1 to 30 days | 18 | $138,906 |
| 31 to 60 days | 2 | $20,400 |
| 61 to 90 days | 2 | $23,650 |
| Over 90 days | 1 | $9,000 |
| Total outstanding | 27 | $230,756 |
What every figure in this report means
Recovered and recovery rate
Recovered is the money collected in the period. The recovery rate is that amount as a share of everything the agent actively chased, so it measures how well the chasing worked, not the size of the book.
Fees earned and collected via PayPal
Fees are the agreed commission on what was recovered. Collected via PayPal is the total settled through PayPal to the Heytugas.com account across every payment in the period.
Decisions without a human, and hours saved
The share of decisions the agent carried out on its own, and an estimate of the manual follow-up time that autonomy replaced.
Deliberately not chased
Accounts the agent is holding on purpose, because a promise to pay is still in date or the invoice is inside its grace window. Restraint is logged like any other decision.
Risk (0 to 100)
How likely a balance is to go unpaid without intervention. 0 to 29 is comfortable, 30 to 49 is worth watching, 50 to 69 is pressing, 70 to 84 is urgent, and 85 or above needs action now.
Reliability (0 to 100)
How dependably a customer has paid before. 80 to 100 is strong, 60 to 79 is fair, 40 to 59 is shaky, and below 40 is poor. The agent opens warmer with reliable customers and firmer with the rest.
Open book by age
Every unpaid invoice grouped by how far past due it is. The older a balance, the less likely it is to be recovered in full, which is why the agent works the oldest money first.