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INV-2007

Atlas Outdoor Gear

$5,800 outstanding, not yet due.

Arrearly

Account statement

By Wiqi Lee

Statement for

INV-2007

Generated Aug 26, 2026

Billed to

Atlas Outdoor Gear

Nadia Rahman

finance@example.com

Summary

INV-2007 for Atlas Outdoor Gear is 4 days until due with $5,800 outstanding and a risk score of 6. The risk is contained, so the agent is chasing gently. Atlas Outdoor Gear usually pays 6 days late and has a reliability score of 80. So far the agent has made 0 decisions and sent 0 messages. If recovered, the fee would be $464.

Invoice detail

Invoice numberINV-2007
Statusopen
Invoiced$5,800
Paid so far$0
Balance$5,800
IssuedAug 7, 2026
DueAug 30, 2026
Age4 days until due
Risk score6 / 100
Commission rate8%
Fee if recovered$464

Customer

Reliability score80 / 100
Usually pays6 days late
Customer for11 months
Messages exchanged0 sent, 0 received

Decision history (0)

No decisions have been made on this invoice yet.

What every number here means

Risk score (0 to 100)

How likely a balance is to go unpaid without intervention. 0 to 29 is comfortable, 30 to 49 is worth watching, 50 to 69 is pressing, 70 to 84 is urgent, and 85 or above needs action now.

Reliability score (0 to 100)

How dependably a customer has paid before. 80 to 100 is strong, 60 to 79 is fair, 40 to 59 is shaky, and below 40 is poor. The agent opens warmer with reliable customers and firmer with the rest.

Confidence (0 to 100)

How sure the agent is that a decision is the right one. Below the autonomy threshold the message is drafted but held for a person rather than sent. Higher is surer.

Commission and fee

The commission rate is the agreed cut of whatever is recovered. The fee is that rate applied to this balance, so it is only earned if and when the invoice is actually paid.

Age and status

Age is days since the due date. Status moves from open to overdue, then to promised, partial, disputed, escalated, or paid as the account progresses.

PayPal transaction

Every payment settles through PayPal to the Heytugas.com account. Each row lists its date, the installment it covers, and the PayPal transaction id for reconciliation.

Generated by Arrearly, built by Wiqi Lee. This statement reflects INV-2007 for Atlas Outdoor Gear as of Aug 26, 2026.

Agent

What should happen today?

This invoice has never been assessed. Run the agent to get a decision and, if one is warranted, a message ready to send.

Conversation

Everything said so far

No contact yet

Run the agent to open the conversation.

Finance

Payments and prediction

Payment model?Payment modelA learned model that reads the account and estimates two things: the probability the balance is recovered, and how many days it will take. It runs locally on every view, and a heavier retrainable version runs in the Python service when connected. The bars show which features push the odds up (green) or down (red), so the number can always be taken apart.66-100%Likely to be paid (green)40-65%Uncertain, worth watching (amber)0-39%At risk without action (red)low confidence

Probability of payment

87%

Predicted time to pay

9d

What drives it

Reliability+100%Pays with a reliability score of 80
Relationship+30%11-month relationship
Age+10%Not yet past due
History+9%Usually pays 6 days late
Balance-3%Large balance outstanding
Engagement0%Early in the conversation
Promise0%No promise on file

Green pushes toward payment, red away from it, and the percentage is each feature's pull relative to the strongest one. The agent folds this into its reasoning as one input, never an instruction.

History

Decisions on this invoice

Decisions board

No decisions yet

Run the agent from any invoice and its reasoning will appear here.

INV-2007Not due
Balance
$5,800
Invoiced
$5,800
Paid so far
$0
Issued
Aug 7, 2026
Due
Aug 30, 2026
Age
4 days to go
Our commission
8%
Fee if recovered
$464
Risk ?Risk scoreA 0-100 estimate of the chance this balance is never recovered if left alone. It blends how far past due the invoice is, how reliably the customer has paid before, how large the balance is, and how long the relationship has lasted.0-29Comfortable30-49Worth watching50-69Pressing70-84Urgent85-100Act now
6
Messages sent
0

Customer

Atlas Outdoor Gear

Nadia Rahman

finance@example.com

Reliability ?Reliability scoreA 0-100 record of this customer's own payment history with you. The agent leans on this to decide how warm or how firm to open.80-100Strong, pays close to on time60-79Fair, a nudge usually does it40-59Shaky, takes a few rounds0-39Poor, expect to work for it
80
Usually pays
6 days late
Customer for
11 months
INV-2007 · Atlas Outdoor Gear · Arrearly