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INV-1158

Kestrel Dental Group

$6,120 outstanding, 4 days past due.

Arrearly

Account statement

By Wiqi Lee

Statement for

INV-1158

Generated Aug 26, 2026

Billed to

Kestrel Dental Group

Dr. Helen Vasquez

billing@example.com

Summary

INV-1158 for Kestrel Dental Group is 4 days past due with $6,120 outstanding and a risk score of 24. The risk is contained, so the agent is chasing gently. Kestrel Dental Group usually pays 6 days late and has a reliability score of 86. So far the agent has made 1 decision and sent 0 messages. If recovered, the fee would be $490.

Invoice detail

Invoice numberINV-1158
Statusoverdue
Invoiced$6,120
Paid so far$0
Balance$6,120
IssuedJul 23, 2026
DueAug 22, 2026
Age4 days past due
Risk score24 / 100
Commission rate8%
Fee if recovered$490

Customer

Reliability score86 / 100
Usually pays6 days late
Customer for42 months
Messages exchanged0 sent, 0 received

Decision history (1)

DateActionOutcomeConf.Risk
Aug 26, 2026WatchHeld9224

What every number here means

Risk score (0 to 100)

How likely a balance is to go unpaid without intervention. 0 to 29 is comfortable, 30 to 49 is worth watching, 50 to 69 is pressing, 70 to 84 is urgent, and 85 or above needs action now.

Reliability score (0 to 100)

How dependably a customer has paid before. 80 to 100 is strong, 60 to 79 is fair, 40 to 59 is shaky, and below 40 is poor. The agent opens warmer with reliable customers and firmer with the rest.

Confidence (0 to 100)

How sure the agent is that a decision is the right one. Below the autonomy threshold the message is drafted but held for a person rather than sent. Higher is surer.

Commission and fee

The commission rate is the agreed cut of whatever is recovered. The fee is that rate applied to this balance, so it is only earned if and when the invoice is actually paid.

Age and status

Age is days since the due date. Status moves from open to overdue, then to promised, partial, disputed, escalated, or paid as the account progresses.

PayPal transaction

Every payment settles through PayPal to the Heytugas.com account. Each row lists its date, the installment it covers, and the PayPal transaction id for reconciliation.

Generated by Arrearly, built by Wiqi Lee. This statement reflects INV-1158 for Kestrel Dental Group as of Aug 26, 2026.

Agent

What should happen today?

WatchHeldvia email6 hours ago

One day outside the grace window on a 42-month account that has never gone beyond eight days. The cheapest correct action today is to wait.

Confidence
92
Risk
24
Next review
Aug 29, 2026
Decided in
878ms

Conversation

Everything said so far

No contact yet

Run the agent to open the conversation.

Finance

Payments and prediction

Payment model?Payment modelA learned model that reads the account and estimates two things: the probability the balance is recovered, and how many days it will take. It runs locally on every view, and a heavier retrainable version runs in the Python service when connected. The bars show which features push the odds up (green) or down (red), so the number can always be taken apart.66-100%Likely to be paid (green)40-65%Uncertain, worth watching (amber)0-39%At risk without action (red)medium confidence

Probability of payment

91%

Predicted time to pay

11d

What drives it

Reliability+100%Pays with a reliability score of 86
Relationship+51%42-month relationship
Age-8%4 days past due
History+7%Usually pays 6 days late
Balance-3%Large balance outstanding
Engagement0%Early in the conversation
Promise0%No promise on file

Green pushes toward payment, red away from it, and the percentage is each feature's pull relative to the strongest one. The agent folds this into its reasoning as one input, never an instruction.

History

Decisions on this invoice

Decisions board
WatchHeldINV-1158Kestrel Dental Group6 hours ago

One day outside the grace window on a 42-month account that has never gone beyond eight days. The cheapest correct action today is to wait.

Confidence92Risk24via emailgemini-2.5-flash · 878ms
INV-1158Overdue
Balance
$6,120
Invoiced
$6,120
Paid so far
$0
Issued
Jul 23, 2026
Due
Aug 22, 2026
Age
4 days past due
Our commission
8%
Fee if recovered
$490
Risk ?Risk scoreA 0-100 estimate of the chance this balance is never recovered if left alone. It blends how far past due the invoice is, how reliably the customer has paid before, how large the balance is, and how long the relationship has lasted.0-29Comfortable30-49Worth watching50-69Pressing70-84Urgent85-100Act now
24
Messages sent
0
Next review
Aug 29, 2026

Customer

Kestrel Dental Group

Dr. Helen Vasquez

billing@example.com

Reliability ?Reliability scoreA 0-100 record of this customer's own payment history with you. The agent leans on this to decide how warm or how firm to open.80-100Strong, pays close to on time60-79Fair, a nudge usually does it40-59Shaky, takes a few rounds0-39Poor, expect to work for it
86
Usually pays
6 days late
Customer for
42 months
INV-1158 · Kestrel Dental Group · Arrearly