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INV-1155

Sunfold Coffee Roasters

$0 outstanding, 10 days past due.

Arrearly

Account statement

By Wiqi Lee

Statement for

INV-1155

Generated Aug 26, 2026

Billed to

Sunfold Coffee Roasters

Emeka Duru

emeka@example.com

Summary

INV-1155 for Sunfold Coffee Roasters has been recovered in full. $2,950 was collected on Aug 24, 2026, earning $236 in fees. The agent reached this with 2 logged decisions and 1 message sent, 2 of them carried out with no human in the loop.

Payment was settled through PayPal to the Heytugas.com account across 1 transaction totalling $2,950: a single payment of $2,950 on Aug 19, 2026 (PayPal transaction JTHB7N8MWTRS1588S).

Invoice detail

Invoice numberINV-1155
Statuspaid
Invoiced$2,950
Paid so far$2,950
Balance$0
IssuedJul 17, 2026
DueAug 16, 2026
Age10 days past due
Risk score18 / 100
Commission rate8%
Recovered onAug 24, 2026

Customer

Reliability score58 / 100
Usually pays24 days late
Customer for9 months
Messages exchanged1 sent, 1 received

Payments received via PayPal

DateInstallmentTransactionAmount
Aug 19, 2026Full paymentJTHB7N8MWTRS1588S$2,950

Settled to the Heytugas.com PayPal account.

Decision history (2)

DateActionOutcomeConf.Risk
Aug 24, 2026RecoveredSent, no human9918
Aug 21, 2026NudgeSent, no human8933

What every number here means

Risk score (0 to 100)

How likely a balance is to go unpaid without intervention. 0 to 29 is comfortable, 30 to 49 is worth watching, 50 to 69 is pressing, 70 to 84 is urgent, and 85 or above needs action now.

Reliability score (0 to 100)

How dependably a customer has paid before. 80 to 100 is strong, 60 to 79 is fair, 40 to 59 is shaky, and below 40 is poor. The agent opens warmer with reliable customers and firmer with the rest.

Confidence (0 to 100)

How sure the agent is that a decision is the right one. Below the autonomy threshold the message is drafted but held for a person rather than sent. Higher is surer.

Commission and fee

The commission rate is the agreed cut of whatever is recovered. The fee is that rate applied to this balance, so it is only earned if and when the invoice is actually paid.

Age and status

Age is days since the due date. Status moves from open to overdue, then to promised, partial, disputed, escalated, or paid as the account progresses.

PayPal transaction

Every payment settles through PayPal to the Heytugas.com account. Each row lists its date, the installment it covers, and the PayPal transaction id for reconciliation.

Generated by Arrearly, built by Wiqi Lee. This statement reflects INV-1155 for Sunfold Coffee Roasters as of Aug 26, 2026.

Agent

What should happen today?

RecoveredSent · no humanvia whatsapp2 days ago

Paid in full ahead of the promised date. Closing the file.

Confidence
99
Risk
18
Next review
Aug 24, 2026
Decided in
694ms

Conversation

Everything said so far

ED

Emeka Duru

Sunfold Coffee Roasters

WhatsApp
Peter, HeytugasEmeka - small one: INV-1155 at $2,950 is five days past. Want me to fold it into the 7th alongside INV-1121?9:40 AM
Emeka DuruActually I can clear this one now. Sending.8:50 AM

Finance

Payments and prediction

Payment model?Payment modelA learned model that reads the account and estimates two things: the probability the balance is recovered, and how many days it will take. It runs locally on every view, and a heavier retrainable version runs in the Python service when connected. The bars show which features push the odds up (green) or down (red), so the number can always be taken apart.66-100%Likely to be paid (green)40-65%Uncertain, worth watching (amber)0-39%At risk without action (red)medium confidence

Probability of payment

100%

Predicted time to pay

Paid

What drives it

History-100%Usually pays 24 days late
Engagement+35%Customer has replied
Relationship+16%9-month relationship
Age-16%10 days past due
Reliability-6%Pays with a reliability score of 58
Balance0%Modest balance outstanding
Promise0%No promise on file

Green pushes toward payment, red away from it, and the percentage is each feature's pull relative to the strongest one. The agent folds this into its reasoning as one input, never an instruction.

Payments receivedvia PayPal

PayPal is the settlement rail for every invoice. Tap a payment for the full transaction. Amounts settle to the Heytugas.com account.

History

Decisions on this invoice

Decisions board
RecoveredSent · no humanINV-1155Sunfold Coffee Roasters2 days ago

Paid in full ahead of the promised date. Closing the file.

Confidence99Risk18via whatsappgemini-2.5-flash · 694ms
NudgeSent · no humanINV-1155Sunfold Coffee Roasters5 days ago

Offering to merge a small balance into an existing promise is easier to say yes to than a separate demand, and it often shakes loose immediate payment instead.

Confidence89Risk33via whatsappgemini-2.5-flash · 1,144ms
INV-1155Recovered
Balance
$0
Invoiced
$2,950
Paid so far
$2,950
Issued
Jul 17, 2026
Due
Aug 16, 2026
Age
10 days past due
Our commission
8%
Recovered on
Aug 24, 2026
Risk ?Risk scoreA 0-100 estimate of the chance this balance is never recovered if left alone. It blends how far past due the invoice is, how reliably the customer has paid before, how large the balance is, and how long the relationship has lasted.0-29Comfortable30-49Worth watching50-69Pressing70-84Urgent85-100Act now
18
Messages sent
1
Last contact
3 days ago

Customer

Sunfold Coffee Roasters

Emeka Duru

emeka@example.com

Reliability ?Reliability scoreA 0-100 record of this customer's own payment history with you. The agent leans on this to decide how warm or how firm to open.80-100Strong, pays close to on time60-79Fair, a nudge usually does it40-59Shaky, takes a few rounds0-39Poor, expect to work for it
58
Usually pays
24 days late
Customer for
9 months
INV-1155 · Sunfold Coffee Roasters · Arrearly