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INV-1152

Northline Freight

$14,750 outstanding, 8 days past due.

Arrearly

Account statement

By Wiqi Lee

Statement for

INV-1152

Generated Aug 26, 2026

Billed to

Northline Freight

Dana Whitfield

dana.whitfield@example.com

Summary

INV-1152 for Northline Freight is 8 days past due with $14,750 outstanding and a risk score of 38. The risk is contained, so the agent is chasing gently. Northline Freight usually pays 9 days late and has a reliability score of 78. So far the agent has made 1 decision and sent 1 message. If recovered, the fee would be $885.

Invoice detail

Invoice numberINV-1152
Statusoverdue
Invoiced$14,750
Paid so far$0
Balance$14,750
IssuedJul 19, 2026
DueAug 18, 2026
Age8 days past due
Risk score38 / 100
Commission rate6%
Fee if recovered$885

Customer

Reliability score78 / 100
Usually pays9 days late
Customer for31 months
Messages exchanged1 sent, 1 received

Decision history (1)

DateActionOutcomeConf.Risk
Aug 22, 2026NudgeSent, no human9328

What every number here means

Risk score (0 to 100)

How likely a balance is to go unpaid without intervention. 0 to 29 is comfortable, 30 to 49 is worth watching, 50 to 69 is pressing, 70 to 84 is urgent, and 85 or above needs action now.

Reliability score (0 to 100)

How dependably a customer has paid before. 80 to 100 is strong, 60 to 79 is fair, 40 to 59 is shaky, and below 40 is poor. The agent opens warmer with reliable customers and firmer with the rest.

Confidence (0 to 100)

How sure the agent is that a decision is the right one. Below the autonomy threshold the message is drafted but held for a person rather than sent. Higher is surer.

Commission and fee

The commission rate is the agreed cut of whatever is recovered. The fee is that rate applied to this balance, so it is only earned if and when the invoice is actually paid.

Age and status

Age is days since the due date. Status moves from open to overdue, then to promised, partial, disputed, escalated, or paid as the account progresses.

PayPal transaction

Every payment settles through PayPal to the Heytugas.com account. Each row lists its date, the installment it covers, and the PayPal transaction id for reconciliation.

Generated by Arrearly, built by Wiqi Lee. This statement reflects INV-1152 for Northline Freight as of Aug 26, 2026.

Agent

What should happen today?

NudgeSent · no humanvia email4 days ago

Thirty-one months of history and a 78 reliability score. This account pays; it just runs a week behind. Warm and brief is the whole job here.

Confidence
93
Risk
28
Next review
Aug 29, 2026
Decided in
1,034ms

Conversation

Everything said so far

Invoice follow-up · Northline Freight

2 messages · with Dana Whitfield

PH
Peter, Heytugas<peter@heytugas.example.com>Aug 22, 2026, 9:10 AM

to Dana Whitfield

Hi Dana - INV-1152 ($14,750) is a few days past due. Nothing urgent yet, but a date would let me close it off.

DW
Dana Whitfield<dana.whitfield@example.com>Aug 23, 2026, 2:02 PM

to Peter

In the Friday run. You'll see it Monday.

Finance

Payments and prediction

Payment model?Payment modelA learned model that reads the account and estimates two things: the probability the balance is recovered, and how many days it will take. It runs locally on every view, and a heavier retrainable version runs in the Python service when connected. The bars show which features push the odds up (green) or down (red), so the number can always be taken apart.66-100%Likely to be paid (green)40-65%Uncertain, worth watching (amber)0-39%At risk without action (red)medium confidence

Probability of payment

86%

Predicted time to pay

16d

What drives it

Reliability+100%Pays with a reliability score of 78
Relationship+73%31-month relationship
Engagement+61%Customer has replied
Balance-40%Large balance outstanding
Age-22%8 days past due
History-20%Usually pays 9 days late
Promise0%No promise on file

Green pushes toward payment, red away from it, and the percentage is each feature's pull relative to the strongest one. The agent folds this into its reasoning as one input, never an instruction.

History

Decisions on this invoice

Decisions board
NudgeSent · no humanINV-1152Northline Freight4 days ago

Thirty-one months of history and a 78 reliability score. This account pays; it just runs a week behind. Warm and brief is the whole job here.

Confidence93Risk28via emailgemini-2.5-flash · 1,034ms
INV-1152Overdue
Balance
$14,750
Invoiced
$14,750
Paid so far
$0
Issued
Jul 19, 2026
Due
Aug 18, 2026
Age
8 days past due
Our commission
6%
Fee if recovered
$885
Risk ?Risk scoreA 0-100 estimate of the chance this balance is never recovered if left alone. It blends how far past due the invoice is, how reliably the customer has paid before, how large the balance is, and how long the relationship has lasted.0-29Comfortable30-49Worth watching50-69Pressing70-84Urgent85-100Act now
38
Messages sent
1
Last contact
3 days ago
Next review
Aug 29, 2026

Customer

Northline Freight

Dana Whitfield

dana.whitfield@example.com

Reliability ?Reliability scoreA 0-100 record of this customer's own payment history with you. The agent leans on this to decide how warm or how firm to open.80-100Strong, pays close to on time60-79Fair, a nudge usually does it40-59Shaky, takes a few rounds0-39Poor, expect to work for it
78
Usually pays
9 days late
Customer for
31 months
INV-1152 · Northline Freight · Arrearly