Arrearly
Account statement
By Wiqi Lee
Statement for
INV-1088
Generated Aug 26, 2026
Billed to
Verdant Grocers
Marcus Oyelaran
m.oyelaran@example.com
Summary
INV-1088 for Verdant Grocers is 65 days past due with $5,250 outstanding and a risk score of 74. The risk of non-payment is high, so the agent is working it actively. Verdant Grocers usually pays 27 days late and has a reliability score of 54. So far the agent has made 2 decisions and sent 6 messages. If recovered, the fee would be $420.
Payment was settled through PayPal to the Heytugas.com account across 1 transaction totalling $2,000: installment 1 of 2 of $2,000 on Jun 17, 2026 (PayPal transaction YBJZNBL21F0R489L7).
Invoice detail
| Invoice number | INV-1088 |
| Status | partial |
| Invoiced | $7,250 |
| Paid so far | $2,000 |
| Balance | $5,250 |
| Issued | May 23, 2026 |
| Due | Jun 22, 2026 |
| Age | 65 days past due |
| Risk score | 74 / 100 |
| Commission rate | 8% |
| Fee if recovered | $420 |
Customer
| Reliability score | 54 / 100 |
| Usually pays | 27 days late |
| Customer for | 8 months |
| Messages exchanged | 6 sent, 6 received |
Payments received via PayPal
| Date | Installment | Transaction | Amount |
|---|---|---|---|
| Jun 17, 2026 | 1 of 2 | YBJZNBL21F0R489L7 | $2,000 |
Settled to the Heytugas.com PayPal account.
Decision history (2)
| Date | Action | Outcome | Conf. | Risk |
|---|---|---|---|---|
| Aug 17, 2026 | Press | Sent, no human | 84 | 74 |
| Jun 29, 2026 | Negotiate | Sent, no human | 90 | 58 |
What every number here means
Risk score (0 to 100)
How likely a balance is to go unpaid without intervention. 0 to 29 is comfortable, 30 to 49 is worth watching, 50 to 69 is pressing, 70 to 84 is urgent, and 85 or above needs action now.
Reliability score (0 to 100)
How dependably a customer has paid before. 80 to 100 is strong, 60 to 79 is fair, 40 to 59 is shaky, and below 40 is poor. The agent opens warmer with reliable customers and firmer with the rest.
Confidence (0 to 100)
How sure the agent is that a decision is the right one. Below the autonomy threshold the message is drafted but held for a person rather than sent. Higher is surer.
Commission and fee
The commission rate is the agreed cut of whatever is recovered. The fee is that rate applied to this balance, so it is only earned if and when the invoice is actually paid.
Age and status
Age is days since the due date. Status moves from open to overdue, then to promised, partial, disputed, escalated, or paid as the account progresses.
PayPal transaction
Every payment settles through PayPal to the Heytugas.com account. Each row lists its date, the installment it covers, and the PayPal transaction id for reconciliation.